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English word:    

incumbrance

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incumbrance in WordNet English dictionary

noun
  1. an onerous or difficult concern
    "the burden of responsibility"; "that's a load off my mind"
    burden  load  encumbrance  incumbrance  onus 
  2. any obstruction that impedes or is burdensome
    hindrance  hinderance  hitch  preventive  preventative  encumbrance  incumbrance  interference 
  3. a charge against property (as a lien or mortgage)
    encumbrance  incumbrance 
WordNet Lexical Database v3.0, © 2006 Princeton University